1. Introduction

Generational Wealth 360 ("we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our services. We reserve the right to make changes to this policy at any time, and will alert you by updating the Effective Date above.

2. Information We Collect

2.1 Personal Information You Provide

We may collect personally identifiable information that you voluntarily provide, including:

• Full name and contact information (email address, phone number, mailing address)
• Account credentials (username and password)
• Financial information relevant to wealth planning and advisory services
• Communications and correspondence you send us
• Any other information you choose to provide through forms or direct contact

2.2 Automatically Collected Information

When you access our website, we may automatically collect certain technical data, including:

• IP address, browser type, and operating system
• Pages viewed, links clicked, and time spent on pages
• Referring URLs and exit pages
• Device identifiers and general location data

2.3 Cookies & Analytics

We use cookies and similar tracking technologies to improve your experience and analyze site traffic. Cookies are small data files stored on your device. You can instruct your browser to refuse cookies, though some parts of our site may not function fully without them. We may use third-party analytics tools (such as Google Analytics) to help us understand how visitors engage with our content.

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and improve our services and website
• Respond to your inquiries, questions, and requests
• Send you educational content, newsletters, and promotional communications (you may opt out at any time)
• Process any transactions and send related confirmations
• Monitor and analyze usage patterns to enhance user experience
• Detect, prevent, and address technical issues or fraudulent activity
• Comply with applicable legal obligations

4. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

4.1 Service Providers

We may share information with trusted third-party vendors who assist us in operating our website and delivering our services (e.g., email platforms, analytics providers, hosting services). These parties are contractually obligated to keep your information confidential and may not use it for any other purpose.

4.2 Legal Requirements

We may disclose your information if required by law, subpoena, court order, or governmental authority, or when we believe disclosure is necessary to protect the rights, property, or safety of Generational Wealth 360, our users, or the public.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of company assets, your information may be transferred as part of that transaction. We will provide notice prior to your information becoming subject to a different privacy policy.

5. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

6. Security

We implement administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

7. Your Rights & Choices

Depending on your location, you may have certain rights regarding your personal information, including the right to:

• Access – Request a copy of the personal information we hold about you
• Correction – Request that we correct inaccurate or incomplete information
• Deletion – Request that we delete your personal information, subject to legal obligations
• Opt-Out – Unsubscribe from marketing communications at any time via the link in any email we send
• Portability – Request that your data be transferred to another organization or directly to you

To exercise any of these rights, contact us at the address below. We will respond within 30 days.

8. Third-Party Links

Our website may contain links to third-party websites or resources. These sites have their own privacy policies, and we have no responsibility or liability for their content or practices. We encourage you to review the privacy policy of any site you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly. If you believe a child has provided us with personal data, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated Effective Date. We encourage you to review this policy periodically. Continued use of our services after changes are posted constitutes your acceptance of those changes.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please reach out to us: